Equipment finance options

Flexible structures to finance and upgrade business equipment

Every business has a different balance of priorities – cash flow, tax efficiency, ownership, flexibility, end-of-life responsibility. That’s why we offer a range of financing structures, each designed to suit different business objectives and asset types.

Whether you’re expanding capacity, refreshing a technology estate, unlocking capital from existing assets, or investing in sustainable equipment, we’ll work with you to structure a solution that fits.

Boost your business.

Is your business looking to invest in essential equipment and machinery? Consult our experts to explore how our lease and fleet management solutions can propel your business to new heights.

Explore our solutions

Our core financing solutions cover the essentials – rental, leasing, and loans – giving customers flexible, proven ways to access equipment and spread investment over time.

FINANCIAL LEASING

Use high-specification equipment immediately, with the option to own it later.

A lease gives you the right to use an asset in exchange for regular pre-agreed payments – often over a term that covers most or all of the asset’s cost. This puts higher-specification equipment within reach than you might be able to buy outright. At the end of the term, a purchase option may be available at a pre-agreed price.

Additional services such as maintenance and insurance can be integrated into the contract to reduce administrative overhead.

Best suited to: businesses that want to use premium equipment while keeping the option to own it long-term.

OPERATIONAL LEASING

Pay to use the asset for an agreed period – without taking on ownership.

Rental agreements give you full use of the equipment for the term of the contract, with periodic payments that reflect only part of the asset’s useful life. That means lower payments than a full lease, and no responsibility for asset disposal at the end.

Optional add-ons – including maintenance and insurance – can be built into the contract to further simplify operations. At the end of the rental period, you can return the asset or extend the agreement.

Best suited to: businesses prioritising flexibility, rapid technology refresh, or avoiding end-of-life asset management

SALE & LEASEBACK

Unlock the capital tied up in assets you already own.

Sell qualifying assets – such as property, equipment or vehicles – to BNP Paribas Leasing Solutions and lease them back immediately. You keep uninterrupted use of the asset while converting it into working capital that can be redeployed into growth, transformation or strategic priorities.

Best suited to: businesses looking to release capital from the balance sheet without disrupting operations.

Which option is right for you?

The right structure depends on how you use the asset, your cash flow priorities, and whether ownership matters to your business model. Our experts will help you weigh the options.

Ready to invest in your next asset?

Get in touch to discuss your financing needs – we’ll help you find the structure that fits.

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